Privacy Policy & Data Safety
This Privacy Policy comprehensively governs how CASHRISE collects, encrypts, maintains, retains, and erases digital data in strict compliance with the Digital Personal Data Protection Act, 2023 and the Information Technology Act, 2000.
CASHRISE is purely an educational technology learning platform. WE MAKE ABSOLUTELY NO CLAIMS, PROMISES, ASSURANCES, OR GUARANTEES REGARDING EMPLOYMENT, PLACEMENT CALLS, MINIMUM EARNINGS, SALARIED POSITIONS, DAILY CASH FLOW, OR PAYMENT DISBURSEMENTS.Collection of your information (including profile details, bank accounts, or KYC documentation) is strictly for identity authentication, fraud mitigation, and statutory compliance with Section 194H of the Indian Income Tax Act, 1961. Providing data never confers any contractual right or entitlement to financial returns, income, or employment.
CashRise is an online education platform that sells self-paced digital skill courses directly to learners. In line with applicable Indian laws and regulations, we expressly declare that:
CashRise has no upline, downline, team, binary, matrix or level-based structure. Nobody earns anything from purchases made by people further down a referral chain.
CashRise does not appoint distributors, direct sellers or agents under the Consumer Protection (Direct Selling) Rules, 2021. Courses are sold by CashRise directly to the learner online, with no inventory, stock purchase, starter kit or sales target.
CashRise does not run, promote or permit any pyramid scheme or money circulation scheme prohibited by the Consumer Protection (Direct Selling) Rules, 2021 and the Prize Chits and Money Circulation Schemes (Banning) Act, 1978.
CashRise does not accept deposits, pool funds or promise returns, and is not a scheme under the Banning of Unregulated Deposit Schemes Act, 2019 or the Chit Funds Act, 1982.
- Referral participation is optional. Buying a course never requires you to refer anyone.
- Every registered user gets a referral link free of charge. There is no joining, registration or activation fee.
- A single-level commission is paid only when a person who used your own link buys a course directly from CashRise.
- No commission, bonus or reward is paid for recruiting or enrolling people, or on purchases made by people they refer.
- Commissions come only from genuine course sales. Earnings are not guaranteed and depend entirely on your own effort.
Anyone who describes CashRise as an MLM, network marketing plan, direct selling chain, investment or “earning scheme”, or who charges anyone a fee to join under them, is misrepresenting CashRise. Their account may be terminated and pending commissions forfeited. Please report such conduct to our grievance officer.
Statutory Data Protection Framework (Indian Acts Compliance)
Your personal and digital data is processed in strict conformity with statutory mandates enacted by the Parliament of India:
CashRise acts as a “Data Fiduciary” and you are the “Data Principal”. Personal data is processed on lawful grounds (Section 4), with explicit notice (Section 5), reasonable security measures to prevent breaches (Section 8(5)), and full respect for Data Principal rights to access, correction, and erasure (Sections 11-13).
Section 43A and the IT (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 mandate comprehensive technical safeguards, 256-bit data encryption, and restricted access control.
Appointment of a dedicated Grievance Officer in India with statutory Service Level Agreements (SLAs): acknowledgment within 24 hours and resolution within 15 calendar days.
Section 44AA of Income Tax Act and Section 12 of Prevention of Money Laundering Act require commercial invoices, TDS filings, and KYC records to be retained for 7 financial years for mandatory government tax audit purposes.
1Acknowledgment and Binding Scope
By accessing, browsing, downloading the Android application, registering an account, or purchasing any educational course package on CashRise (the “Platform”, “we”, “our”, or “us”), you unequivocally accept and agree to all practices and terms detailed herein.
If you do not agree with this policy in its entirety, you must immediately uninstall the application and terminate your usage of our services. We reserve the unilateral right to amend or update this policy at any time without individual notification. Your continued usage after updates are posted constitutes binding legal acceptance under Section 10A of the Information Technology Act, 2000.
2Categories of Information We Collect
We collect information essential for administering digital learning courses, verifying identity, and fulfilling statutory obligations under Indian Law:
- Account Identifiers: Full legal name, verified email address, mobile phone number, and hashed password credentials.
- Government Identity Proofs (KYC): Government-issued document numbers (Aadhaar, PAN, Driving License) and document photo captures submitted solely for statutory TDS deduction under Section 194H of the Income Tax Act, 1961, age verification (18+), and fraud prevention under Indian law.
- Financial & Transaction Details: Order invoice reference numbers, payment gateway settlement IDs, bank account numbers, IFSC codes, and UPI virtual payment addresses (VPAs) for verified affiliate payout requests. Card details and payment authentication credentials are entered on the payment provider’s checkout, not collected by CashRise.
- Mobile Device Telemetry (Google Play): Device make/model, Android OS version, unique advertising IDs (AAID), network carrier, IP address, crash logs, and app performance telemetry collected via Google Play Services and Firebase SDKs.
- LMS Video & Learning Progression: Course completion rates, lesson watch timestamps, quiz assessments, certificate issuance logs, and video streaming bandwidth.
3Strict Non-Guarantee of Payments, Income, or Jobs
To eliminate any ambiguity and in strict protection of CASHRISE, the user explicitly covenants and acknowledges that:
CashRise is NOT an employer, placement firm, manpower contractor, or staffing agency. Enrollment grants educational training only. No interviews, corporate jobs, or placements are guaranteed.
Purchasing educational courses guarantees zero earnings. Voluntary affiliate payouts occur strictly if, and only if, independent retail sales are achieved and pass automated compliance scrutiny.
Any marketing visual, social media screenshot, student case study, or third-party affiliate statement indicating daily profits or guaranteed returns is strictly unauthorized and does not represent a contractual commitment by CashRise.
4Google Play Store Data Safety & DPDP Safeguards
In direct compliance with Google Play Developer Policies and Section 8(5) of the Digital Personal Data Protection Act, 2023:
Data Encryption in Transit (256-Bit TLS 1.3)
All data transmitted between your Android device and CashRise cloud servers is protected using 256-bit SSL/TLS 1.3 cryptographic protocols. Unencrypted HTTP transmissions are strictly blocked.
Data Shared with RBI-Regulated Intermediaries
Data is shared strictly with essential infrastructure partners: RBI-authorized payment aggregators (PayU for processing course purchases), cloud storage CDNs (for video streaming), and SMS/Email transaction relays. We do not sell personal data to third-party marketing brokers.
Statutory Right to Erasure (DPDP Act Section 12)
Data Principals can request permanent erasure of their account and eligible personal information either inside the mobile app or via our dedicated web portal at cashrise.app/data-deletion.
5Data Retention Periods & Statutory Exceptions
We retain user information only for as long as necessary to fulfill the educational objectives for which it was collected, or as required by applicable laws of the Republic of India:
- Active Account Data: Retained continuously while your account remains active and in good standing.
- Tax & GST Invoicing Records: Kept for a mandatory minimum of 7 (seven) financial years in accordance with Section 44AA of the Indian Income Tax Act, 1961, and Central Goods and Services Tax (CGST) Act, 2017.
- Anti-Money Laundering & KYC Records: Retained for statutory audit compliance under Section 12 of the Prevention of Money Laundering Act (PMLA), 2002.
- Security & Abuse Logs: Retained for 90 days before automated rotation and permanent erasure.
6Age Restrictions under Indian Contract Act, 1872 & DPDP Act, 2023
Under Section 11 of the Indian Contract Act, 1872 and Section 9 of the DPDP Act, 2023, CashRise is strictly intended for individuals aged 18 years or older who possess legal capacity to enter into binding contracts. We do not knowingly solicit or collect personal information from children under 18.
If we discover that an individual under the age of 18 has submitted personal or financial data without verified legal guardian consent, we will promptly delete such information and deactivate the corresponding account without refund.
7Limitation of Liability & Corporate Indemnification
TO THE FULLEST EXTENT PERMITTED UNDER SECTION 79 OF THE INFORMATION TECHNOLOGY ACT, 2000, CASHRISE, ITS PROMOTERS, DIRECTORS, AFFILIATES, AND EMPLOYEES SHALL HAVE ZERO LIABILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR EXEMPLARY DAMAGES ARISING OUT OF DATA BREACHES CAUSED BY CYBER ATTACKS BEYOND REASONABLE INDUSTRY CONTROLS, THIRD-PARTY GATEWAY DOWNTIMES, OR USER ACCOUNT SHARING.
You agree to defend, indemnify, and hold harmless CashRise from any claims, suits, losses, or legal fees resulting from your misuse of the platform or violation of applicable privacy regulations.
8Grievance Redressal Officer under Rule 3(2) of IT Rules, 2021 & DPDP Act
In accordance with Rule 3(2) of the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021, and Section 13 of the DPDP Act 2023, you may contact our Grievance Officer:
Designated Officer: Legal & Compliance Officer
Official Email: cashrise01@gmail.com
Account Deletion Portal: https://cashrise.app/data-deletion
Registered Address: CASHRISE, D-10, Block D, Main Road, Near by Karni Place, Jaipur, Rajasthan 302022, India
Statutory SLA: Acknowledged within 24 hours; resolved within 15 calendar days.